Motorcycle Insurance

Your Motorcycle Insurance Coverage Options

Chances are PLC Insurance covers what you ride. PLC Insurance insures a full spectrum of motorcycles from street cycles, Harley Davidsons, cruisers and touring bikes to dirt bikes and ATVs.

You Can Qualify for Some of These Credits and Discounts

One of the great advantages of having your motorcycle coverage through a major insurance company like the ones we represent, is that you may save money by having more than one policy with us. Our agency will be able to help calculate how much money you can save. You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.

What you need to know about motorcycle insurance

Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.

Custom Parts and Equipment

Coverage for your motorcycle can be tailored to your specific needs.   If your motorcycle is equiped with non-factory equipped specialty items such as chrome accessories, wheels,  conversion kits, sidecars, custom paint, and/or electronics  we can customize your policy to adequately insure your motorcycle. 

Roadside Assistance

Your motorcycle insurance policy can provide you with a roadside assistance benefit.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Many insurance companies offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. PLC Insurance works with multiple insurance companies so we can provide you with multiple motorcycle insurance coverage options at rates you can afford.

Medical Coverage

This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.