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You, a Risky Driver?

from PLC Insurance

by Michelle Ferris on Jun 16, 2015

If you think you drive your car more dangerously when you're stressed, you're not alone. As it turns out, the more frazzled you get while driving, the more prone you are to engaging in risky driving behaviors.

A survey of 500 WA drivers by Pure Profile Research (5/2011) revealed that drivers are the most stressed out in the afternoon, and may end up ignoring road rules and speed limits.

Of the 500 people in the study, when stressed and driving:

  • 60% remarked that they take more risks
  • Men were more likely to ignore road rules, and their concentration was compromised (42% of men, versus 35% of women)
  • Young drivers (18-24 years old) were most likely to ignore road rules 
  • 90% of people speed
  • Some admitted to tailgating, improper merging, cutting off drivers, and zipping in and out of lanes

Losing your concentration for even one moment can put your car and your health in peril. You are much more likely to be in a car accident, and get injured or injure someone else. Additionally, if the car accident is at-fault, you will have more issues with your car insurance later. It is best to remain calm while driving, and focused on the task at hand: Driving.

If you find yourself stressing out while driving, consider the following options:

  • Carpool with other drivers for at least part of the week
  • Take the bus, or other form of public transportation to work
  • Adjust your work hours to avoid peak rush-hour traffic
  • If caught in traffic, remember to take a deep breath, sit back, and enjoy the time. Being frustrated will not get you home any faster, or;
  • Get out of traffic and go to the park to read a book, go for a walk, or have a bite to eat while you wait for traffic to clear up

There is no sense in stressing out while driving. It puts your car insurance rates, your car, other people, and your health (both long- and short-term) at risk.


© 2019, PLC Insurance. The reader assumes all responsibilities for his/her own actions in regards to any items discussed in this report. Adherence to all applicable laws and regulations, federal, state and local, governing the use of any product or service described in this report in the US or any other jurisdiction is the sole responsibility of the reader. The publisher and author assume no responsibility or liability whatsoever on the behalf of the reader of these materials. The reader is encouraged to consult directly with his/her insurance professional.
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