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by Michelle Ferris on Oct 27, 2015

Sewer Backup Coverage is totally separate from a Flood Insurance Policy. This coverage is added to a renters, condo, or home insurance policy.

As the name implies, it covers against damages from the backup of sewers. But did you know that it also protects against damage from a faulty or plugged drain, septic system, sump pump, eaves trough and downspout?


Torrential rains


Failure to clear away the rainwater from the roof quickly


Damage to the building and contents by water entering through the basement, walls or roof


Eaves troughs and downspouts are the sources of many claims. Downspouts can also freeze in the winter, resulting in similar damage.

As the rainy season approaches, we would like to make sure that you have this protection from water damage, flooding damage, and other possible gaps. Please contact PLC Insurance for a home insurance policy review.

© 2018, PLC Insurance. The reader assumes all responsibilities for his/her own actions in regards to any items discussed in this report. Adherence to all applicable laws and regulations, federal, state and local, governing the use of any product or service described in this report in the US or any other jurisdiction is the sole responsibility of the reader. The publisher and author assume no responsibility or liability whatsoever on the behalf of the reader of these materials. The reader is encouraged to consult directly with his/her insurance professional.

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