by Michelle Ferris on Dec 20, 2015
Avoid Financial Disaster with the Right Restaurant Insurance Quote
Trying to sneak by without restaurant insurance exposes your establishment to grave risks. Can you really afford not to have adequate restaurant insurance? You never know when an accident will strike, or when an employee will get hurt. Not having the right restaurant insurance can cost you and your family your restaurant as well as your home, savings, retirement, the education of your children, and everything else you’ve worked so hard to achieve.
Unfortunately, bad things happen to even the most conscientious restaurant owners. That’s why restaurant insurance is here to protect you. Getting restaurant insurance isn’t just the responsible thing to do. Getting insurance is what earns you your peace of mind.
Many restaurant owners pay too little and end up with restaurant insurance that isn’t adequate. A whole other set of restaurant owners pay too much on their insurance. The best way to avoid either group and end up with the insurance you need is by talking to an independent restaurant insurance agent. They can put together a professional, no-obligation restaurant insurance quote for you.
Risks to Your Restaurant
You never know when things like fires, flooding, lawsuits, accidents, food-borne illness, theft, or loss of records will stop your restaurant in it’s tracks. But it’s key that you protect it for when things like this DO happen. It’s better to be prepared than to be pummeled by large bills afterwards.
With all the things to keep track of with your restaurant, you shouldn’t have to add the worry of “What If…” With the right coverage, you can sleep easy knowing you’re protected.
If something happens...
Do you have the right restaurant insurance coverage, at the right amounts, to make sure you can reopen your restaurant to customers quickly? There are very important questions to ask of yourself and your insurance agent:
Restaurant insurance is all about the worst-case scenarios. You need to be prepared for problems of every size, so that if something happens, you, your restaurant, and your employees won’t be left out to dry.
Anything less than full Restaurant Insurance is inadequate protection
Consult with a knowledgeable restaurant insurance agent before purchasing a restaurant insurance quote. If you are just launching your restaurant, make sure you have adequate coverage before you open your doors. And don’t fall into the trap of getting too comfortable.
Many restaurant owners purchase their restaurant insurance quote and never look at it again. This is dangerous - if details of your restaurant change, your restaurant insurance policy needs to reflect the changes so that, in case something happens, your claim won’t be denied.
Set a date on your calendar a couple months before your renewal to review your policy with your restaurant insurance agent.
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