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Restaurant & Bar Insurance

from PLC Insurance

The insurance agents at PLC Insurance have worked with restaurants and the hospitality industry since 1961. We have restaurant & hospitality insurance programs that are specialized to protect you from the unique risk exposures in your industry. Our insurance agents understand your business and are here to help guide you through your insurance coverage decisions.

In addition to the standard Business Owner’s Policies and Business Insurance Packages, we also offer you the following coverage options:

  • Property
  • Liability
  • Liquor Liability
  • Food-borne Illness
  • Utility Outage
  • Commercial Auto
  • Business Income Loss
  • Food Spoilage
  • Umbrella Insurance
  • Flood and Earthquake Insurance
  • Employment Practices Liability Insurance (EPLI)

PLC Insurance has many options to customize your policy for your individual business’ needs. Whether you’re a bar and need coverage for higher liquor percentages and live entertainment, or coverage for gaming, dancing, and light to full-service food operations, we have you covered.

For tavern establishments, our special tavern insurance programs include standard beer and wine coverage, as well as hard alcohol service and some light entertainment.

Food Delivery

Insuring food delivery, historically, has been a challenge. But PLC Insurance has several programs to meet this need. We have food delivery insurance for owned vehicle insurance, non-owned delivery driver insurance, or a combination of the two.

We have the ability to insure small, independent locations or individually owned franchises, and have extensive background in writing the proper insurance for Franchisors and their exposures.


PLC Insurance has caterer insurance programs that provide greater flexibility for off-premise operations, including liquor service, in addition to commercial kitchen or commissary coverage.

We can also package your catering insurance with commercial auto insurance for greater discounts.

Casinos and Gambling Operations

Special considerations for casinos and gambling operations are large sums of money, high value security systems, and larger payrolls. For these unique needs, we have unique insurance policies written to cover the hefty risks associated with your casino.

Want to find out more about your Restaurant & Bar Insurance options?

Get a Restaurant & Bar quote And start saving money today!

We can find discounts on restaurant & bar insurance you may not find on your own. Give us a call, or get a restaurant & bar insurance quote online today.

Lynnwood Restaurant & Bar insurance

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PLC Insurance, LLC - Serving the Greater Seattle Area and all of the Pacific Northwest

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Lynnwood office

19401 40th Avenue W, Suite 440
Lynnwood, Washington 98036

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PLC Insurance services all of the US, with a focus on the Puget Sound, Lynnwood, and Seattle, Washington