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Flood Insurance

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Flood Insurance Options

Flood Insurance is offered through the National Flood Insurance Program.

Changes due to building and development can create a flood hazard in areas that are in moderate to low-risk areas  and  have not flooded previously.  You do not have to be in a high-risk flood zone to be eligible for flood insurance. 

According to the National Flood Insurance Program, nearly 25% of flood insurance claims come from moderate-to-low risk areas. Premiums in a low-risk zone can be as low as $119 per year. 

Water Damage

There are many different ways your home can succumb to damage from water. Damage from water (and mold) are usually excluded on home insurance policies. 

Sewer Backup Coverage

This coverage is separate from Flood Insurance, and is added to a renters, home, or Condo Insurance Policy.

It covers damages from sewer backups, faulty or plugged drains, septic systems, sump pump, eaves trough, and downspout.

During heavy rains, if water is not cleared from the roof quickly, it can enter through the basement, walls, or roof, causing damage.

Make sure you're fully protected against all types of water damage and flooding by contacting a PLC insurance agent today. 

Want to find out more about your Flood Insurance options?

Get a Flood quote And start saving money today!

We can find discounts on flood insurance you may not find on your own. Give us a call, or get a flood insurance quote online today.

Lynnwood Flood insurance

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PLC Insurance services all of the US, with a focus on the Puget Sound, Lynnwood, and Seattle, Washington