When was the last time you looked at your car insurance policy? Do you know if you have all the coverage you’d need if you got into an accident? Not all car insurance policies are created equal.
- Does your car insurance policy include roadside assistance, in case you get locked out or get a flat?
- Does your car insurance policy have towing on it (or do you have AAA)?
- If you’re in a car accident, do you have coverage for a rental car?
- If you have glass break, does your auto insurance policy offer a $0 deductible?
- How about Personal Injury Protection (PIP)? If you’re in a not-at-fault accident (or you’re in someone else’s car), it will protect you from medical bills. Additionally, it covers you when injuries are car-related, such as jamming your finger in the door. This broad coverage also has benefits for if you can’t return to work right away, and even includes death benefits. We suggest coverage starting at $35K.
- Do you also have home insurance or renters insurance? You can save money by getting PLC Insurance to combine them with the same company and utilize a multi-policy discount.
- Do you only have collision on your car? If you have a car that’s worth over $2,000, it’s worth considering getting comprehensive car insurance to protect it against theft and other non-collision related problems.
Make sure you know what’s on your car insurance policy. If you don’t know how to read it, or don’t know some of the terms used, check our online glossary or contact a PLC insurance agent today.
We’re here to help you and want to make sure you have the best car insurance protection possible.
© 2016, PLC Insurance. The reader assumes all responsibilities for his/her own actions in regards to any items discussed in this report. Adherence to all applicable laws and regulations, federal, state and local, governing the use of any product or service described in this report in the US or any other jurisdiction is the sole responsibility of the reader. The publisher and author assume no responsibility or liability whatsoever on the behalf of the reader of these materials. The reader is encouraged to consult directly with his/her insurance professional.